Posts Tagged ‘Three Major Credit Reporting Agencies’

How Student Loans Affect Your Credit Score

Justin Parr asked: If you’re about to graduate–or if you’ve already finished college–chances are you’re paying off student loans. But what exactly happens with your loan debt now that you’ve entered the repayment phase? Will they impact your ability to obtain credit? And how do they affect your credit scores?Let’s start from the beginningWhen you [...]

Bad Credit Repair – How To Pay Off Debt and Increase Credit Score

Paul Sarwana asked: Every day more and more people find themselves suffering with bad credit. Having bad credit makes it nearly impossible to make any major purchases such as purchasing a car, getting a credit card, renting a car an even buying a home. Below are some easy tips for bad credit repair. These tips [...]

Fix Credit Legally

Hyder Khan asked: Are you being denied credit everywhere you go because you have bad credit? Are you being offered outrageous interest rates for a loan-refinance or for the purchase of a new home? In the United States, negative items remain on your credit report for at least 7 years. Did you recently run into [...]

Bad Credit Scores – Why Your Credit Score is Like Gold and How to Fix It

Frances Hobsons asked: A person with a bad credit score will find it impossible to get credit anywhere in the market. Getting essential things like insurance and utility services also becomes difficult and more expensive if your scores are lower than normal. You might find it difficult to get employment or even a place to [...]