Ryan J. Taylor asked: If you know you are going to need an auto loan or mortgage soon, you are going to want to find out what your credit score is so you know what types of options you have. If you credit score is too low for a loan, there are multiple ways you [...]
Steve Osedo asked: Credit scoring is actually assessing the person as he appears at a point in time and gives a birds blueprint of his credit history and other related financial data related to credits at a point in time. As such credit scoring is a dynamic rather than a static tool of analysis, as [...]
Matt Triplett asked: Your credit score is made up of 5 parts with your credit history making up the biggest part at 35%. Negative credit like late payments, collections, charge offs, judgments, liens, and bankruptcy will lower your credit score. While paying on time over time will raise your credit score.Here is what makes up [...]
Mary Wise asked: When trying to repair bad credit, you can either try and repair credit by yourself or use the services of a credit repair company that specializes in helping people repair bad or damaged credit if you don’t feel comfortable doing it on your own. Either way, you can boost your overall credit [...]
Gary Gresham asked: It’s not as hard as you think to raise credit score. It’s a well known fact that lenders will give people with higher credit scores lower interest rates on mortgages, car loans and credit cards. If your credit score falls under 620 just getting loans and credit cards with reasonable terms is [...]
Jon Arnold asked: The vast majority of consumers have an “ok” credit score. It is acceptable, but it is neither tremendously high nor tremendously low. It is not high enough where they could buy an aircraft carrier on their signature alone, but it is not bad enough where even 7-11 requires cash for a pack [...]
Tony Banks asked: Your credit scores are the single most important piece of information on your credit report. They are also the one thing that a lot of lenders use to qualify you for loans and determine the interest rate you are going to receive. In this article I will review a few different ways [...]
Hartley Pinn asked: In Less Than 30 Days.“What can you do to increase that set of three numbers on your credit report that can be so important with your financing?”I came across this question as I was surfing discussion groups the other day. Check out my answer:Dear Friend,Here are 3 steps I used to take [...]