Tom Tessin asked: Everyone knows that if you have a bad FICO score, you’re not going to be able to get a loan for your next home, auto, or even a personal loan. Since most of us can’t just throw down a few hundred thousand for a house, it’s important that we get a mortgage. [...]
Jon Arnold asked: It probably comes as no surprise to most people that “somewhere” there is a credit report on them that knows everything they ever did, good and bad, financially. Unfortunately, this is where their knowledge stops though, and not knowing the real scoop about how this really works is actually hurting them.There are [...]
Malik Watson asked: Think your credit problems won’t affect you in the workplace? Think again!Increasingly, employers are conducting credit checks as a standard part of the hiring and promotion process at many companies nationwide. This number has gone up tremendously since the end of 2009.Years ago this practice was only limited to jobs on Wall [...]
Darin Sewell asked: We all want perfect credit and the benefits that go along with it. But for so many a good credit score escapes them for one reason or another. There are however simple tricks you can use to increase your credit score.Tricks To Raise Credit Your Credit ScoresThe first trick is quite simple [...]
Rachel Mohan asked: You might wonder what’s the fastest way to raise my credit score?. The answer is only one – How much do you want to raise it? The proven techniques to fix credit score have laid out some strategy depends on how much you would like to raise your credit score. For example, [...]
Ryan asked: If you are in the process of getting an auto loan or mortgage for a new home, you want to make sure your lender sees the best possible credit score. A poor credit score can literally cost you twice the amount of money for your purchase over the length of the loan. Sadly, [...]
SlevinKelvera asked: When we first got our home we had to put all four memebers of our family (Parents, me and my sis) on the mortgage. But now we have a chance to refinance our home at a lower fixed rate. I was wondering if my credit score will be affected if I got my [...]
Mike asked: me and my wife are wanting to get a house, my credit score isnt very good (560) but hers is like 720. How do banks figure out how to handle a mortgage when the husband and wifes credit score are so different? i have been working to fix mine but we are wanting [...]