Suzy Vanstrusen asked: This article contains tips on how to read your credit report correctly and how to take the appropriate action based on the contents of your report. We’ll also discuss the steps you should do to fix your credit report and boost your credit score.Your credit reportYour credit report is divided in four [...]
Jon Arnold asked: It is beyond my comprehension to note that many people don’t have a clue what their credit score is. For one thing, this is easy to find out and determine. But even more importantly, especially in these dire economic times, your credit score is something you should know as well as you [...]
Caden Flynn asked: Is it possible to build a house in one day? Can your obtain a college degree overnight? Definitely not! It is the same with bad credit – it just cannot be rectified within 24 hours. It takes some time to repair credit that has an unflattering history, despite what those advertisements would [...]
Jim Baines asked: OK, so you have a little (or maybe not so little) problem with your credit report. All is not lost, but you will have to dedicate some effort and time to “fix or repair” your credit score. Keep in mind that it took more than 30 days to screw your credit score [...]
David Maillie asked: Many people have and suffer from bad or marginal credit. This does not mean they are a bad person as bad credit can happen as a result of a sudden unplanned illness or emergency, a job layoff, etc… Many families do not have sufficient savings to ride out a serious and costly [...]
Michael Brazier asked: You as a consumer have rights under the Fair Debt Reporting Act to dispute negative information contained in your credit report. You can dispute negative or falsified information on your credit report by writing a dispute letter to the credit bureau that contains the negative blemish. This can usually be done online [...]
r0ckergirl14 asked: “If people can get loans and deals even with bad credit, then why improve it?”This is a common misconception among many people who think that if they can get by even with bad credit, then why bother fixing or improving it at all?The truth about it is, the reason companies approve loans and [...]
John Stocker asked: Here’s how you can get great credit scores: 1. Know how to reach the three Credit BureausThere’s three credit bureaus – Equifax, Experian and Trans Union. The three major credit bureaus are important especially if you are going to be fixing your credit score. The major three credit bureaus can assist you [...]