Irena Bocheva asked: Time, determination, financial discipline and careful planning are the ingredients of a successful “clear credit history” recipe. At least that’s what the mainstream credit advisers are preaching. The recipe has proven to increase you credit score in the long run. However, most of the 30 million Americans with less than perfect credit [...]
Helen Hecker asked: Of course you don’t want to make any late payments on your credit cards or loans and affect your credit report and score unless you absolutely have to, but what happens if you’re unable to avoid it? It all depends on whether you’re 30, 60 or 90 days past due. If it’s [...]
Irena Bocheva asked: Are you trying to obtain a mortgage or auto loan, but fear being turned down by creditors? Do you want to apply for a business loan, but don’t want to pay thousands of dollars on high interest? Whatever you specific situation is, you are not alone-more than 35 million Americans are struggling [...]
Caden Flynn asked: Is it possible to build a house in one day? Can your obtain a college degree overnight? Definitely not! It is the same with bad credit – it just cannot be rectified within 24 hours. It takes some time to repair credit that has an unflattering history, despite what those advertisements would [...]
Irena Bocheva asked: Raising credit scores is not that hard once you start thinking outside the box. Contrary to the popular beliefs, improving your FICO doesn’t require careful budget planning, financial discipline and patience. The recipe for a fast credit repair requires only one major ingredient-credit knowledge. The more you know about the credit system [...]
Frank Bruno asked: Depending on how long your past dues remain unpaid, your delinquencies can be considered as simple delinquent payments or become charge-offs or collection accounts. To help you understand these type of delinquencies better, here are some helpful facts.Simple Credit DelinquenciesIf you managed to pay your dues after their due dates, these are [...]
Darin Sewell asked: We all want perfect credit and the benefits that go along with it. But for so many a good credit score escapes them for one reason or another. There are however simple tricks you can use to increase your credit score.Tricks To Raise Credit Your Credit ScoresThe first trick is quite simple [...]
sphynxcats3 asked: I have no judgement liens, but in 2000, I had several cc charge offs and some mortgage late payments, shouldnt these be off my credit report by now? I own my home free and clear, why cant I get credit due to a low score? How can I fix this? thanks I have [...]