If I had chargeoffs on credit cards over 7 years ago, why are they still bringing down my credit score?
sphynxcats3 asked: I have no judgement liens, but in 2000, I had several cc charge offs and some mortgage late payments, shouldnt these be off my credit report by now? I own my home free and clear, why cant I get credit due to a low score? How can I fix this? thanks I have [...]