Richard Braddon Parsons asked: You may find it hard to get motivated to fix your credit report if you’re not sure exactly what one is. Have you ever seen your credit record? It really is worth taking a look at. Your credit record shows detailed information about all your financial transactions you have ever made. [...]
Steve Faber asked: Unless you’ve already got a very high credit score, one in the 800 range or better, you need to know how to fix it. Your credit score follows you around like a lost dog looking for a home, and can not only get you the financing you need for a home or [...]
Alex Post asked: Having a good credit score is very important in today’s world. It allows you access to credit at lower interest rates, which means you can obtain better mortgage, auto, and business loan rates. By having a higher score, you can lead a better life with access to more opportunities. This is why [...]
Mark J Garcia asked: The Credit Bureaus exist for one reason, and one reason only…to make money! Each and every one of the bureaus is a publicly traded company. They make most of their revenue by selling information to lending institutions, insurance companies, utility companies, credit card issuing banks, and employers.They DO NOT make money [...]
Helen Hecker asked: Of course you don’t want to make any late payments on your credit cards or loans and affect your credit report and score unless you absolutely have to, but what happens if you’re unable to avoid it? It all depends on whether you’re 30, 60 or 90 days past due. If it’s [...]