Rose asked: Credit score is a very important thing for everyone. This is a determining factor whether you will be approved of a loan or not. Having a very bad credit score will just make your charges more expensive than the regular. For example, having a bad credit score will make you pay more in [...]
r0ckergirl14 asked: “If people can get loans and deals even with bad credit, then why improve it?”This is a common misconception among many people who think that if they can get by even with bad credit, then why bother fixing or improving it at all?The truth about it is, the reason companies approve loans and [...]
Credit Monster asked: The first thing you need to do in order to improve your credit score is to find out what information the credit companies have in your account. Once you have all the information you can devise a plan on what to do to increase your score. There is no better place to [...]
Ryan asked: There are 5 main things that affect your credit score. Some weigh more than others, so if you are working on improving your credit score, you want to first focus on the areas that will have the biggest impact.These five things, in order of importance, are:1. Your Payment History (35% of your score)2. [...]
Liz Roberts asked: Having bad credit can be a huge dilemma especially when it comes to getting a loan. Since lenders want to reassure the credit worthiness of their clients, those with low credit scores can be immediately declined. Yes, bad credit loans do exist in the market, but if you want to stay away [...]