David Lee George asked: If you are taking a crash course on the rules of credit you first need to know the three basics; how you can use it, how you can hurt it, and finally how you can fix it. To start think about the things we use credit for, mainly bills. When we [...]
Patsy Rose asked: What can the credit repair companies do to fix my bad credit?The credit repair companies cannot legally do anything to fix your bad credit that you cannot do yourself. Most credit repair programs include assistance in acquiring credit reports, dealing with the credit bureaus and creditors. As well as advice to improve [...]
David Lee George asked: You all know the advantages to having a good credit rating, and why you need one. Not only can you get approved for a car or home loan, you can also save hundreds of dollars a month with lower interest rates and finance charges. Along with that you are also able [...]
David Cooke asked: Every day I meet people who want to buy a home.Some of them are in their twenties but some of them are in their thirties and forties and they know nothing about credit. I decided to put together a simple list of ways to improve your credit. Follow these steps and you [...]
Isabel asked: Do you want to borrow a loan but are afraid that you would be denied due to your bad credit score? Bad credit score can greatly affect your chances of getting a suitable loan. Many money and bank lenders solely depend upon your credit score rating just to judge you’re credit worthiness to [...]
David Pit asked: A popular joke among people with a less than perfect credit score is that Santa Claus, the tooth fairy and a man with a credit score above 800 were walking on the road and as they were strolling they chanced upon a $100 bill. But nobody picked it up; why you wonder? [...]