Ken P. asked: Picture this, your sitting in a dark room. Your face in your hands. You can’t believe this is happening to you. Your credit is destroyed. What are you going to do? This is a terrible place to be. But its not the end of the world. But the healing must begin. What [...]
David Lee George asked: If you are taking a crash course on the rules of credit you first need to know the three basics; how you can use it, how you can hurt it, and finally how you can fix it. To start think about the things we use credit for, mainly bills. When we [...]
Irena Bocheva asked: Time, determination, financial discipline and careful planning are the ingredients of a successful “clear credit history” recipe. At least that’s what the mainstream credit advisers are preaching. The recipe has proven to increase you credit score in the long run. However, most of the 30 million Americans with less than perfect credit [...]
David Lee George asked: You all know the advantages to having a good credit rating, and why you need one. Not only can you get approved for a car or home loan, you can also save hundreds of dollars a month with lower interest rates and finance charges. Along with that you are also able [...]
Marvin Wright asked: Many Americans are wondering how to fix credit after foreclosure. Many are very frustrated with the current financial conditions and unable to come out with workable solutions. Credit is not longer a luxury in America, it is a necessity. Try saving money to buy a house with out obtaining a loan is [...]
Japhet Cantos asked: Not only is foreclosure a traumatic experience, but it can also be devastating to your credit profile. However it is very possible to repair your credit in the aftermath of a foreclosure if you are willing to put in the time and effort it’s going to take.Know in advance that this is [...]
Mike Samadi asked: (Copyrighted Material)Are you tired of throwing most of your income towards interest rate and fees on credit cards, auto or mortgage loans?Do you have interest rate of over 11% for auto loans or credit cards?Is your mortgage interest rate several points over the federal lending rate (interest rates over 8%)?Do you have [...]