Irena Bocheva asked: Are you planning to apply for an auto or mortgage loan, but fear being turned down by creditors? Do you want to raise your FICO because a potential employer is conducting a mandatory credit check? Do you simply want to get rid of debt and start with a clean credit slate? Whatever [...]
Irena Bocheva asked: Are you trying to fix credit rating? The growing significance of your FICO makes having a good credit a necessity. All types of creditors, employers, landlords and insurers are pulling your credit report when trying to evaluate applicants. Based on your score they label you ” reliable” or “risky” and make a [...]
Irena Bocheva asked: Raising credit score is not hard once you start thinking outside the credit box. Most of the 35 million Americans with less than stellar credit have embarked on the traditional way of fixing credit score-financial discipline, careful budget planning, patience and dedication. A small percent of Americans, however, hove found there are [...]
Irena Bocheva asked: No matter whether your credit score is severely damaged or needs just a little “cosmetic” help, fixing credit score is always a good idea. The 3 digit FICO determines whether you’ll get approved for a favorable mortgage or auto loan. But the importance of your credit score goes beyond shopping. All types [...]