sugar asked: i have school loans that are delinquent. i’ owe 3 thousand. had them deferred, set up payment plan….still never payed back. I Start school again in January so, I won’t be required to be paying back during that time. I had a “care credit” card that i applied for last year for dental [...]
Dr. Rockso asked: I think my credit score is funked up. I used to own a house and I missed a payment or two when I was laid off from my job. I sold it and I paid off all my credit cards. I recently applied for a credit card and was denied. I need [...]
Lulu asked: I currently owe 38,300 in debt. My credit score is bad. I am thinking of declaring bankruptcy is it worth it? After I do that can I buy a house? How long would it take me buy a house after declaring bankruptcy? If I decide not to declare bankruptcy is it better to [...]
alley792001 asked: I found out my credit score is 569 to get a home loan from my bank it has to be at least 585. I was approved for a loan for a trailor but decided to get a house instead well the guy from the trailor place said that I had a $63 charge [...]
sweet_smile asked: I am 23yrs old. As soon as i turned 18 I started to work on opening my credit. I started with a secured loan and shortly opened up 4 credit cards. I had done a good job at keeping good credit until last year i got hurt and couldn’t work my job like [...]
Vee asked: i had a rough year in 06 and 07 and my credit hit rock bottom with fraud. I now have a score of 521 with closed credit cards. how can i fix my creditSandra
James M asked: about a year ago i opened a secured card. i gave the bank $400 and they gave me a card with a $400 limit. I have had perfect history with it, never overdrawn and i always pay the whole balance off within a month. after 10 months they refunded my $400 so [...]
CatSoCool asked: I got my first credit card at 17 then another one after that…I was young and reckless with money and didn’t understand back then…that was back in 2003/04 then in 2006 I got another credit card I tryed to start back to build credit but I lost my job and started school and [...]