Tony Banks asked: The credit restoration process involves two main options; do it yourself or seek credit repair services. Rebuilding a good credit rating requires sound knowledge along with some time and effort. In order to decide which route to take, here are a few factors that you want to keep in mind.Understand the Laws- [...]
Irena Bocheva asked: How to raise a credit score? More than 35 million Americans are asking themselves the same question. Your 3 digit FICO score determines whether you will get approved for a major mortgage or auto loan. But the importance of your FICO goes beyond shopping. Employers, landlords and insurers are also pulling your [...]
George Burns asked: Have you seen those late night television commercials? You know the ones where they claim that you can erase your bad credit overnight. What about those commercials that claim it is possible to get a major credit card without using a deposit or even a credit check?There are advertisements both online and [...]
Stuart Hunter asked: According to Bloomberg News columnist John F. Wasik, a credit score of more than 750 typically means you will be approved for the lowest finance rates on loans for homes and vehicles. A credit score less than that could force you to have to pay higher interest rates or get approved for [...]
Tom Conrad asked: Most Americans have errors and other unverifiable notices on their credit reports that can be bringing down their over-all credit score. There’s a very good chance that even YOUR credit score is lower than it SHOULD be! Sadly though, there is a good chance that you will be like most of the [...]