Posts Tagged ‘Fair Credit Reporting Act’

Need to Fix Your Credit Score? You’re Not the Only One

Hunter Stuart asked: According to Bloomberg News columnist John F. Wasik, a credit score higher than 750 typically means you will get the lowest rates on purchases like mortgages and vehicles. Anything less than that will likely mean you’ll have to pay higher interest rates or get approved for less than the best terms.myFICO(R), the [...]

Would You Like To Fix Your Credit Score In Less Than 90 Days?

Herb Wills asked: The first step in fixing your credit score is to obtain a copy of your personal report from each of the three major national credit bureaus, and review each one for mistakes or false information. These days most creditors across the country do report their information to all three major agencies: TransUnion, [...]

What is Credit Repair? CAUTION! Never Pay to Fix Your Credit Score Ever Again

Ernie J. Gentile asked: Your credit score is in the sewer. You can’t get a loan. You can’t get a credit card. You can’t get good insurance. Heck….for some of you, you can’t even get a job if your score isn’t up to snuff.It’s no surprise…that many people who are suffering from bad credit scores [...]

Automobile Title Loans – Option to Fix Credit Score?

Cody Lloyd Scholberg asked: Whilst reporting errors such as human errors and identity theft are blamed for a low credit score. Failure to make loan or mortgage payments or credit card dues in time, bankruptcy, accidents, and living beyond your means are just some of the common yet obvious reasons your credit score is on [...]

Learn How to Fix Credit Fast!

Vincent Polisi asked: If you want to learn how to fix credit fast, then you will want to read this article. Specifically, we will be discussing the first thing you need to do and what options you have to raise your score. When you are finished reading this article, you should be prepared to begin [...]

How to Raise Your Credit Score – 3 Ways to Raise Credit by More Than 100 Points

Irena Bocheva asked: More than 35 million Americans are asking themselves the same question. Your FICO mirrors your ability to manage finances successfully. It determines whether you’ll get approved for a loan and whether you’ll have to pay thousands of dollars on high interest rates. However, the importance of your FICO goes beyond shopping. Employers, [...]

How To Clear Your Credit Report

Hyder Khan asked: If you’re being turned down for credit left and right by every mortgage broker, credit card company, and landlord, or you’re not even able to refinance your own house, that is an indication that you have some negative items on your credit report that are scaring away lenders. You have two choices: [...]

Fixing Credit Reports – The 3 Mistakes You Make When Trying to Repair Credit

Irena Bocheva asked: Maybe you’ve been recently turned down for a mortgage or auto loan. Or maybe you were approved, but don’t want to pay thousands of dollars on high interest. Whatever your specific situation is, fixing credit reports is always a good ides. All kinds of creditors, employers, landlords and insurers are scrutinizing your [...]