Alex Post asked: Having a good credit score is very important in today’s world. It allows you access to credit at lower interest rates, which means you can obtain better mortgage, auto, and business loan rates. By having a higher score, you can lead a better life with access to more opportunities. This is why [...]
Matt Triplett asked: Your credit score is made up of 5 parts with your credit history making up the biggest part at 35%. Negative credit like late payments, collections, charge offs, judgments, liens, and bankruptcy will lower your credit score. While paying on time over time will raise your credit score.Here is what makes up [...]
Tommy Hilligan asked: Having bad credit is an epidemic financial nightmare that many people are experiencing on the next financial basis the last few years. With the advent of the recession, the collapse of the real estate market, and with unemployment going through the proverbial roof, it is no wonder that these scores are at [...]
Tim Lambert asked: It is very hard to have a bad credit score or if you have large amounts of debt waiting to be paid. If you ask yourself, “How am I going to fix my credit score easily?” Here are some answers you might want to consider.To start off, identify your problem and accept [...]
Irena Bocheva asked: Do you want to raise credit fast? Do you want to qualify for a favorable mortgage or auto loan, but fear that your FICO score is too low? Are you worried that the job you want to get requires a mandatory credit check? Whatever your case is, you are not alone. More [...]
Irena Bocheva asked: Is the question “how to fix my credit report” lingering at the back of your mind? The growing significance of your FICO goes beyond shopping for houses and luxury cars. Creditors are no longer the only people who are interested in your three digit credit score. Employers, landlords and insurers are also [...]
Patsy Rose asked: What can the credit repair companies do to fix my bad credit?The credit repair companies cannot legally do anything to fix your bad credit that you cannot do yourself. Most credit repair programs include assistance in acquiring credit reports, dealing with the credit bureaus and creditors. As well as advice to improve [...]
Suzy Vanstrusen asked: This article contains tips on how to read your credit report correctly and how to take the appropriate action based on the contents of your report. We’ll also discuss the steps you should do to fix your credit report and boost your credit score.Your credit reportYour credit report is divided in four [...]