Ernie J. Gentile asked: Your credit score is in the sewer. You can’t get a loan. You can’t get a credit card. You can’t get good insurance. Heck….for some of you, you can’t even get a job if your score isn’t up to snuff.It’s no surprise…that many people who are suffering from bad credit scores [...]
Tim Gorman asked: You probably already know that the mere fact you have credit means you are essentially using someone else’s money in order to make payment for your purchases. It is also means that you are obligated to repay the money to the person, agency or lender that loaned you the amount.If you are [...]
Eric asked: The most important factor that plays a deciding role in granting you a loan is of course your credit rating. A good credit score is a magic mantra in the loan market. It can help you get a low APR (Annual Percentage Rate) with negotiable payback terms. In other words, a customer with [...]
ALDREENA M. FEREBEE asked: > By Aldreena M. FerebeeWhat is a FICO Score?A credit or FICO score is a numeric representation of a person’s credit profile and it is the name for the most well known credit scoring system. The acronym FICO stands for Fair Isaac Company, a California firm founded in 1956 by Bill [...]
Liz Roberts asked: Having bad credit can be a huge dilemma especially when it comes to getting a loan. Since lenders want to reassure the credit worthiness of their clients, those with low credit scores can be immediately declined. Yes, bad credit loans do exist in the market, but if you want to stay away [...]