Posted on September 1, 2010, 8:44 pm, by , under
Finance.
Justin Parr asked: If you’re about to graduate–or if you’ve already finished college–chances are you’re paying off student loans. But what exactly happens with your loan debt now that you’ve entered the repayment phase? Will they impact your ability to obtain credit? And how do they affect your credit scores?Let’s start from the beginningWhen you [...]
Tags:
Better Your Chances,
Car Loans,
College Chances,
Credit Bureau,
Credit Reporting Agencies,
Credit Risk,
Credit Score,
Credit Scores,
Disbursement,
Equifax,
Grace Period,
Major Credit Reporting Agencies,
Pound Gorilla,
Repaying Your Student Loans,
Three Major Credit Reporting Agencies Comments Off |
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Posted on August 5, 2010, 4:20 am, by , under
Finance.
Tony Banks asked: A lot of people are unaware of the fact that they can fix their credit rating themselves and the truth of matter is that no one shares the information openly. The reason is that there are to many people making money from the situation but I will show you how you can [...]
Tags:
Collection Accounts,
Credit Risk,
Creditor,
Fix My Credit,
Fraction,
Improving Your Credit Rating,
Lot,
Making Money,
Many People,
New Accounts,
Rebuild Credit,
Secure Card,
Seven Years,
Third Party,
Truth Comments Off |
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Posted on June 4, 2010, 5:35 am, by , under
Finance.
Tim Gorman asked: You probably already know that the mere fact you have credit means you are essentially using someone else’s money in order to make payment for your purchases. It is also means that you are obligated to repay the money to the person, agency or lender that loaned you the amount.If you are [...]
Tags:
Credit Check,
Credit Risk,
Credit Score,
Credit Worthiness,
Discrepancies,
Favorable Rates,
Financial Background,
How To Fix Your Credit,
Laws And Regulations,
Lending Institution,
Misinterpretation,
Obtaining Your Credit Report,
Person Agency,
Poor Credit History,
Undertaking Comments Off |
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ALDREENA M. FEREBEE asked: > By Aldreena M. FerebeeWhat is a FICO Score?A credit or FICO score is a numeric representation of a person’s credit profile and it is the name for the most well known credit scoring system. The acronym FICO stands for Fair Isaac Company, a California firm founded in 1956 by Bill [...]
Tags:
Computer Modeling,
Credit Profile,
Credit Risk,
Credit Worthiness,
Equifax,
Fair Isaac Company,
Fannie Mae,
Ferebee,
Fico Credit Score,
Fico Score,
High Score,
History Number,
Middle Category,
Numeric Representation,
Open Accounts Comments Off |
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Posted on September 10, 2009, 10:09 am, by , under
Credit.
Stuart Hunter asked: According to Bloomberg News columnist John F. Wasik, a credit score of more than 750 typically means you will be approved for the lowest finance rates on loans for homes and vehicles. A credit score less than that could force you to have to pay higher interest rates or get approved for [...]
Tags:
Assumptions,
Consumer Credit,
Credit Crisis,
Credit Reporting Act,
Credit Risk,
Credit Score,
Fair Credit Reporting Act,
Fico Score,
Finance Rates,
Irrelevant Data,
Mortgage Loans,
People With Bad Credit,
Reporting System,
Risk Individuals,
Traditional Mortgage Comments Off |
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