Posts Tagged ‘Credit Reporting Agencies’

Sick of Low Credit Scores? Here’s Your Rx to Fix

Ron Barrett asked: to get your credit scores to rise very quickly, you will need to have some sense of urgency in contacting each of the credit reporting agencies. Although each one of them uses a different method to determine your scores, the way that you contact them and the information you request to be [...]

Fix Credit: Dispute Negative Info on Your Credit Report

Michael Brazier asked: You as a consumer have rights under the Fair Debt Reporting Act to dispute negative information contained in your credit report. You can dispute negative or falsified information on your credit report by writing a dispute letter to the credit bureau that contains the negative blemish. This can usually be done online [...]

The Top 10 Ways to Improve your Credit Score

David Cooke asked: Every day I meet people who want to buy a home.Some of them are in their twenties but some of them are in their thirties and forties and they know nothing about credit. I decided to put together a simple list of ways to improve your credit. Follow these steps and you [...]

How to Boost your Credit Score

Anne Wolski asked: We live in a world where our entire credibility is dependent on our credit score. It is scrutinized whenever we go for a loan, a job, and a home rental. People with a good credit score are seen as a good risk for credit cards, loans and so forth. Landlords may determine [...]

How You Can Raise Your Credit Scores

Henri Surya asked: What is credit score? What make it so important? A credit score is numerical expression representing someone’s creditworthiness and this score is a determinant factor. Having a good credit score is very important in today’s society. If you have a high credit score then it would be any problem for you to [...]

Fix Credit Report Errors

Ryan asked: Unfortunately, chances are there are errors on your credit report that are significant enough to hurt your credit in a way that would not allow you to get a favorable loan. That means your inaccurate credit score could cost you the ability to get an auto loan, rent an apartment, or even get [...]

Raise Credit Score in 30 Days

Ryan asked: If you are preparing to raise your credit score, there are certain strategies you can do to if your bad credit in as little as 30 days. In some instances you can raise you score 100 points or more within 72 hours. How you go about doing this depends on what your credit [...]

Why A Good Credit Score Is Important?

David Pit asked: A credit rating is a numerical depiction of your ability to payback debts, based on your financial history. This can often be the single most powerful three digit number affecting multiple facets of your life. Your FICO rating (Fair Isaacs Corporation) is oftentimes considered by most sleuths as the accurate portrayal of [...]