Kelly B asked: I really want a house. But my husband only has a 575 on his credit report. Is there mortage company out there that will get us a mortage? We have not credit cards now and we even got a credit place to help us fix our credit. But it didn’t help. We [...]
rjon17469 asked: I’m currently 22 and am a senior in college (although I’m going for one more year and then possibly grad school). I would like the possibility of being able to buy a house in two to three years, and therefore am looking for ways to improve my credit. I opened a credit card [...]
Go Predators asked: About 8 months ago I finally paid off all outstanding debt with a Credit card that had been delinquent. Now the only things that are on my report are my student loans I’ve been paying for almost a year (always on time, and there’s 15,000 left to go) and a Target Credit [...]
Juan Figueroa asked: If you are wondering how to better or raise your credit score the first step you need to take is to check and know your credit score. Once you know your credit score you will be in a good position to determine what you need to do to Fix or raise your [...]
Bubbles asked: My husband’s credit is a mess- I have managed to pay off all his bills. I have a large credit card we are settling and then a small medical bill- then what? How can I improve his credit score? I don’t really want him to have another credit card- he has one that’s [...]
sugar asked: i have school loans that are delinquent. i’ owe 3 thousand. had them deferred, set up payment plan….still never payed back. I Start school again in January so, I won’t be required to be paying back during that time. I had a “care credit” card that i applied for last year for dental [...]
Jp Burkhart asked: The time to start being concerned about your credit score isn’t when you are about to apply for credit. At that point, there is nothing you can do to change your current score. Your concern and efforts to ensure that you have an excellent credit score should be an ongoing process.If you [...]
Dr. Rockso asked: I think my credit score is funked up. I used to own a house and I missed a payment or two when I was laid off from my job. I sold it and I paid off all my credit cards. I recently applied for a credit card and was denied. I need [...]