Posts Tagged ‘Collections’

Fix Credit Reports – Dispute Smart to Improve Your Credit Score

Rene C. Alexander asked: What’s a dispute letter? To fix credit reports its better to think outside of the box. The reason so many say that credit repair and disputing doesn’t work anymore is that they keep on beating the dead horse. Meaning they use the same old tired tactics that don’t get any results. [...]

Learn To Fix Your Credit History – 35% Of Your Credit Score

Matt Triplett asked: Your credit score is made up of 5 parts with your credit history making up the biggest part at 35%. Negative credit like late payments, collections, charge offs, judgments, liens, and bankruptcy will lower your credit score. While paying on time over time will raise your credit score.Here is what makes up [...]

Checking Your Credit Score – 7 Common Consumer Questions

Thomas Boston asked: Checking your credit score is an extremely important step for any consumer. To make sure you have a full line of credit available, and to make sure you’re not the victim of identity theft, you should check your credit score consistently to make sure everything is order. The problem for many consumers [...]

Repairing Damaged Credit Scores: How to Raise Your Score 120 Points

Thomas Boston asked: A bad credit score can affect so many different areas of a person’s life, and makes life far more difficult than if you had a good credit score. A bad credit score can lock you out of the best loans, best credit cards, best apartments, houses, and even jobs. Because of this, [...]

Checking Your Credit Score: 7 Common Consumer Questions

Thomas Boston asked: Checking your credit score is an extremely important step for any consumer. To make sure you have a full line of credit available, and to make sure you’re not the victim of identity theft, you should check your credit score consistently to make sure everything is order. The problem for many consumers [...]

I financed a computer for my aunt. She made my credit go from excellent to fair. What can I do to fix it?

RadTech – BAS RT(R)(ARRT) asked: I have an aunt with an inability to handle money. My credit was excellent (score around 760). My aunt’s husband had a business he ran out of their home and their computer died, so they needed a new one. They asked me to finance one for them and they would [...]

Fix or Raise Your Credit Score

Juan Figueroa asked: If you are wondering how to better or raise your credit score the first step you need to take is to check and know your credit score.  Once you know your credit score you will be in a good position to determine what you need to do to Fix or raise your [...]

Tricky Credit score problem?

I Should Be Working asked: My credit score is really low because I have been sent to collections and have accounts that went over due. i have never had any credit cards, but it looks like by applying for credit it hurt my score even more! How can i fix this problem and raise my [...]