Lynette Hill asked: The steps on how to fix credit score depends entirely on what is indicated on your credit report. Before starting to you start credit score repair, you must first request your report and study any negative information. Once you order your report, you are given an explanation on things that are affecting [...]
Toddy Martin asked: Check credit report regularly to make sure that all information reported will not hurt your score. Creditors summarize your credit report into a three-digit number that they use in order to determine if you are likely to pay your debts. This three-digit number is your score and means a lot to almost [...]
Tony Banks asked: Your Equifax credit score is probably the most popular of the three main credit bureaus. The other two are Transunion and Experian. Some lenders look at all three scores when making a decision to approve you for a loan but working on one score usually affects the others as well.The strategy to [...]
Frank Bruno asked: Depending on how long your past dues remain unpaid, your delinquencies can be considered as simple delinquent payments or become charge-offs or collection accounts. To help you understand these type of delinquencies better, here are some helpful facts.Simple Credit DelinquenciesIf you managed to pay your dues after their due dates, these are [...]
sphynxcats3 asked: I have no judgement liens, but in 2000, I had several cc charge offs and some mortgage late payments, shouldnt these be off my credit report by now? I own my home free and clear, why cant I get credit due to a low score? How can I fix this? thanks I have [...]