How to fix really bad credit?
Brandi asked:
My husbands ex girlfriend store our SS#’s (from a police report that we filed on her, she got a copy). She then took it apon herself to open up 16 credit cards between the two of us and the bills sent to a PO box that was in her friends name. She maxed the cards out (most of thm were only 200 and 300 bucks) and then tossed them. I have filed another police report but the credit card companys are still holding my accountable. SOOO… we have been placed with a credit consoldation company so that we can actully pay this stuff off (taking this chick to civil court….). And these accounts have been closed. There are a few other things that are on our credit from us and we are working to pay those things off as well. We have been working on this for almost a year now but our credit scores are in the low to mid 400′s ( REALLY BAD )
My husbands ex girlfriend store our SS#’s (from a police report that we filed on her, she got a copy). She then took it apon herself to open up 16 credit cards between the two of us and the bills sent to a PO box that was in her friends name. She maxed the cards out (most of thm were only 200 and 300 bucks) and then tossed them. I have filed another police report but the credit card companys are still holding my accountable. SOOO… we have been placed with a credit consoldation company so that we can actully pay this stuff off (taking this chick to civil court….). And these accounts have been closed. There are a few other things that are on our credit from us and we are working to pay those things off as well. We have been working on this for almost a year now but our credit scores are in the low to mid 400′s ( REALLY BAD )
How can I get this fixed? Or am I on the right track? For the last year everything has been paid on time, and I think that the closed accounts are what is hurting me the most. What can I expect? And when can I expect this to get better?
Carlos
