If I had chargeoffs on credit cards over 7 years ago, why are they still bringing down my credit score?
sphynxcats3 asked:
I have no judgement liens, but in 2000, I had several cc charge offs and some mortgage late payments, shouldnt these be off my credit report by now? I own my home free and clear, why cant I get credit due to a low score? How can I fix this? thanks
I have no credit cards, I have an account that is over 7 years old that was just assigned to an “outside” agency, although the original debt is over 7 years. and no late utility payments or anything…
Justin
I have no judgement liens, but in 2000, I had several cc charge offs and some mortgage late payments, shouldnt these be off my credit report by now? I own my home free and clear, why cant I get credit due to a low score? How can I fix this? thanks
I have no credit cards, I have an account that is over 7 years old that was just assigned to an “outside” agency, although the original debt is over 7 years. and no late utility payments or anything…
Justin
