I just started fixing up my credit report, my score is around 605 which i thought was good but i was mistaken,
Marsham asked:
I just started fixing up my credit report, my score is around 605 which i thought was good but i was mistaken,what i am trying to figure out is how come when i finished paying off one collection account and it now shows paid in full my score went from 612 to 605, i thought paying off collection accounts was a good thing or am i wrong? Also i would like some advice on what i should or should not pay, i will provide the details if anyone is interested in helping me out.
I just started fixing up my credit report, my score is around 605 which i thought was good but i was mistaken,what i am trying to figure out is how come when i finished paying off one collection account and it now shows paid in full my score went from 612 to 605, i thought paying off collection accounts was a good thing or am i wrong? Also i would like some advice on what i should or should not pay, i will provide the details if anyone is interested in helping me out.
Thanks
MM
I do have like 1 or 2 more collection account. For the one i just paid off i did get a letter stating that it was paid in full is this the same as a pay to delete letter and if not is it too late for me to get a pay to delete letter. Also if the CA does not offer a pay to delete letter should i not agree to pay it? I now have good new credit, i have a new car loan its been over a year and never missed a payment and my girl also added me as a user on her credit cards and she has a score over 700
Edwin
