Thomas Boston asked: A bad credit score can affect so many different areas of a person’s life, and makes life far more difficult than if you had a good credit score. A bad credit score can lock you out of the best loans, best credit cards, best apartments, houses, and even jobs. Because of this, [...]
sphynxcats3 asked: I have no judgement liens, but in 2000, I had several cc charge offs and some mortgage late payments, shouldnt these be off my credit report by now? I own my home free and clear, why cant I get credit due to a low score? How can I fix this? thanks I have [...]
philip_gp02a asked: I’ve got a credit SCORE of 742 but somehow whenever I’ve been applying for things that need credit checks (such as credit cards, investments, etc.) I’ve been denied because i apparently have an “insufficient credit history” Is there anyway i can fix this? Or at least improve my credit history?Nicholas
*Mrs. Barberich since 11/02/08* asked: Ok here’s the deal. I applied for 4 dif. store credit cards bc my mom said she would pay them to build my credit (yes I know not her responsibility, but she shouldn’t have said that if she wasn’t going to bc she knw I had no job). I was [...]
Kelli Smith asked: Student loans can help you develop and build your credit score. Employers may review consumer credit scores as part of their hiring process. You can optimize educational and career opportunities by building and maintaining a solid payment history.A credit score indicates how consumers handle debt. Understanding how credit scoring works is useful [...]
askdiscovertruh asked: My husband currently has a horrible credit score while I on the other hand have an Excellent credit score. At the moment I’m not too concerned with how his score will affect us because we are both in graduate school and not looking to buy a house. We’ve been making payment regularly and [...]
Michael Brazier asked: You as a consumer have rights under the Fair Debt Reporting Act to dispute negative information contained in your credit report. You can dispute negative or falsified information on your credit report by writing a dispute letter to the credit bureau that contains the negative blemish. This can usually be done online [...]
Ryan asked: Unfortunately, a lot of people don’t realize the importance of having and maintaining a good credit score until it is too late. It’s when they are turned down or a job, denied from renting an apartment, or when they can’t get an auto loan that they wish they had paid a little closer [...]