Jim Baines asked: OK, so you have a little (or maybe not so little) problem with your credit report. All is not lost, but you will have to dedicate some effort and time to “fix or repair” your credit score. Keep in mind that it took more than 30 days to screw your credit score [...]
Thomas Corley asked: With the current economic downturn, many recently unemployed are struggling to make ends meet. Many of these same individuals were making their debt payments and had good credit scores until they found themselves standing on the unemployment line. Unable to stay current on their mortgage, credit card debt and/or student loans, they [...]
Ian Hollander asked: When most folks start considering fixing their credit reports, the very first consideration usually is the cost, and legality of the credit repair process. Cost is an important variable for an obvious reason, these are typically people like you and I who have had some form of financial difficulty in the past [...]
Ryan J. Taylor asked: Credit repair is not just for people who are not credit worthy. Anyone at any credit score can quickly increase their credit rating with just a few easy steps. Those who need to fix bad credit, however, will see the biggest improvement in their score by following these simple steps. As [...]
Irena Bocheva asked: More than 35 million Americans are asking themselves the same question. Your FICO mirrors your ability to manage finances successfully. It determines whether you’ll get approved for a loan and whether you’ll have to pay thousands of dollars on high interest rates. However, the importance of your FICO goes beyond shopping. Employers, [...]
Hyder Khan asked: If you’re being turned down for credit left and right by every mortgage broker, credit card company, and landlord, or you’re not even able to refinance your own house, that is an indication that you have some negative items on your credit report that are scaring away lenders. You have two choices: [...]
Irena Bocheva asked: Maybe you’ve been recently turned down for a mortgage or auto loan. Or maybe you were approved, but don’t want to pay thousands of dollars on high interest. Whatever your specific situation is, fixing credit reports is always a good ides. All kinds of creditors, employers, landlords and insurers are scrutinizing your [...]
Irena Bocheva asked: Do you want to clear credit history? Are you about to make a major house or luxury car purchase but fear being turned down by creditors? Do you worry that thousands of dollars in interest hinge on 10, 5 and even 1 point in your credit score? Are you being harassed by [...]