Archive for April 14, 2010

Sick of Low Credit Scores? Here’s Your Rx to Fix

Ron Barrett asked: to get your credit scores to rise very quickly, you will need to have some sense of urgency in contacting each of the credit reporting agencies. Although each one of them uses a different method to determine your scores, the way that you contact them and the information you request to be [...]

Repairing Damaged Credit Scores: How to Raise Your Score 120 Points

Thomas Boston asked: A bad credit score can affect so many different areas of a person’s life, and makes life far more difficult than if you had a good credit score. A bad credit score can lock you out of the best loans, best credit cards, best apartments, houses, and even jobs. Because of this, [...]

If I had chargeoffs on credit cards over 7 years ago, why are they still bringing down my credit score?

sphynxcats3 asked: I have no judgement liens, but in 2000, I had several cc charge offs and some mortgage late payments, shouldnt these be off my credit report by now? I own my home free and clear, why cant I get credit due to a low score? How can I fix this? thanks I have [...]