Irena Bocheva asked: How to raise a credit score? More than 35 million Americans are asking themselves the same question. Your 3 digit FICO score determines whether you will get approved for a major mortgage or auto loan. But the importance of your FICO goes beyond shopping. Employers, landlords and insurers are also pulling your [...]
Irena Bocheva asked: No matter whether your credit score is severely damaged or needs just a little “cosmetic” help, fixing credit score is always a good idea. The 3 digit FICO determines whether you’ll get approved for a favorable mortgage or auto loan. But the importance of your credit score goes beyond shopping. All types [...]
Rachel Mohan asked: You might wonder what’s the fastest way to raise my credit score?. The answer is only one – How much do you want to raise it? The proven techniques to fix credit score have laid out some strategy depends on how much you would like to raise your credit score. For example, [...]
Norman Burr asked: Lots of people have bad credit these days, especially with the relatively recent collapse of the economy. If you have bad credit, there is no magical way to “fix” it, although you can “correct” it slowly, over time, simply by getting on top of your debts, taking care of them responsibly, and [...]
Ron Barrett asked: to get your credit scores to rise very quickly, you will need to have some sense of urgency in contacting each of the credit reporting agencies. Although each one of them uses a different method to determine your scores, the way that you contact them and the information you request to be [...]
Thomas Boston asked: A bad credit score can affect so many different areas of a person’s life, and makes life far more difficult than if you had a good credit score. A bad credit score can lock you out of the best loans, best credit cards, best apartments, houses, and even jobs. Because of this, [...]
sphynxcats3 asked: I have no judgement liens, but in 2000, I had several cc charge offs and some mortgage late payments, shouldnt these be off my credit report by now? I own my home free and clear, why cant I get credit due to a low score? How can I fix this? thanks I have [...]
philip_gp02a asked: I’ve got a credit SCORE of 742 but somehow whenever I’ve been applying for things that need credit checks (such as credit cards, investments, etc.) I’ve been denied because i apparently have an “insufficient credit history” Is there anyway i can fix this? Or at least improve my credit history?Nicholas