askdiscovertruh asked: My husband currently has a horrible credit score while I on the other hand have an Excellent credit score. At the moment I’m not too concerned with how his score will affect us because we are both in graduate school and not looking to buy a house. We’ve been making payment regularly and [...]
Michael Brazier asked: You as a consumer have rights under the Fair Debt Reporting Act to dispute negative information contained in your credit report. You can dispute negative or falsified information on your credit report by writing a dispute letter to the credit bureau that contains the negative blemish. This can usually be done online [...]
David Cooke asked: Every day I meet people who want to buy a home.Some of them are in their twenties but some of them are in their thirties and forties and they know nothing about credit. I decided to put together a simple list of ways to improve your credit. Follow these steps and you [...]
Brandi asked: My husbands ex girlfriend store our SS#’s (from a police report that we filed on her, she got a copy). She then took it apon herself to open up 16 credit cards between the two of us and the bills sent to a PO box that was in her friends name. She maxed [...]
Ryan asked: Unfortunately, a lot of people don’t realize the importance of having and maintaining a good credit score until it is too late. It’s when they are turned down or a job, denied from renting an apartment, or when they can’t get an auto loan that they wish they had paid a little closer [...]
Mark W asked: I would like to sit with someone and have them review my credit reports and give me advice on how to improve my credit score. I went to a credit counseling place and they just wanted money. Would like to buy a home soon. Is there anywhere I can go ?Patricia