ALDREENA M. FEREBEE asked: > By Aldreena M. FerebeeWhat is a FICO Score?A credit or FICO score is a numeric representation of a person’s credit profile and it is the name for the most well known credit scoring system. The acronym FICO stands for Fair Isaac Company, a California firm founded in 1956 by Bill [...]
Isabel asked: Do you want to borrow a loan but are afraid that you would be denied due to your bad credit score? Bad credit score can greatly affect your chances of getting a suitable loan. Many money and bank lenders solely depend upon your credit score rating just to judge you’re credit worthiness to [...]
Christine asked: I currently own a condo and want to rent it because I am moving to Hartford fairly soon. The market is horrible right now to try and sell! I plan to rent a place in CT. Most of the ads I see request a credit check. My credit isn’t horrible but not good [...]
Kal-El asked: OK here is the deal. I am married and have three credit cards that have gone to collections that I have not paid on in over 1 1/2 years. I also have a montly car payment on a car that is only worth 5k but I still owe 13K. The monthly payment is [...]
Ryan asked: What is a good credit score for an auto loan? Unless you have a 760 or higher FICO score, it might be a good idea to review your credit report and see what you can do to improve your credit score.Generally speaking, a 760 FICO score will get you the very best rates [...]
mindboggling asked: I am married 24 yrs to a man who doesnt take responsibility for anything. Four yrs ago, I reached my limit. (admittedly a slow learner–thats another post lol). The short version is we put all the debt in my name. He gave me part of his check. I confronted him (I wear the [...]
yrmax asked: For almost two years, I paid a company to repair my credit. When I started my FICO score was 625 but I knew it was a matter of time before it became lower because of late payments. Now my FICO score is 500, I stopped paying the consold. company and have been told [...]