Archive for August 2009

Can I buy a house with a credit score of around 505?

HailieBabie asked: I have recently been fixing my credit and I am still in the process. My fiance and I want to buy his parents house for about 140,000ish…give or take a little. I make about 28-29000 a year and have been at my job for almost 3 yrs….he however doesnt have that stability and [...]

What to do about horrible credit?

dtrain66 asked: I just found out my credit score is now below 500. I had some financial difficulty over the past 2 years. I am currently on a debt management plan and I am making on time payments but I am scared that my credit is never going to get back to the 675 score [...]

Are You Feeling Terrible About Your Credit Score? Are You Confused As To What To Do?

Mike Samadi asked: (Copyrighted Material)Are you tired of throwing most of your income towards interest rate and fees on credit cards, auto or mortgage loans?Do you have interest rate of over 11% for auto loans or credit cards?Is your mortgage interest rate several points over the federal lending rate (interest rates over 8%)?Do you have [...]

Raise Credit Score in 30 Days

Ryan asked: If you are preparing to raise your credit score, there are certain strategies you can do to if your bad credit in as little as 30 days. In some instances you can raise you score 100 points or more within 72 hours. How you go about doing this depends on what your credit [...]

Help! im trying to fix my credit?

alley792001 asked: I found out my credit score is 569 to get a home loan from my bank it has to be at least 585. I was approved for a loan for a trailor but decided to get a house instead well the guy from the trailor place said that I had a $63 charge [...]

Fix Your Credit and Boost your Credit Score

j0b0123 asked: Everyone needs credit – whether you think so or not.  These days you can’t do much without a credit card of some kind.  It is nearly impossible to rent a car, book airfare or a hotel room, without a credit card of some kind.  That is why it’s important to stay on top [...]

will my credit be repaired?

ndomnic05 asked: I had a credit card out there in my name that I never used personally but a family member did. The credit card account was sold to a debt collector and the balance is around $2000. I was wondering if the remaining balance was paid off by that family member will my credit [...]

I Made a Late Payment. Will it Affect My Credit Score?

Ryan asked: Let’s say you made one of those big no-no credit mistakes. You went out of town on vacation for a week, came back home and realized you totally forgot to pay your credit card bill. It happens all of the time.Chances are you are okay. The worst thing that may happen is you [...]