Posted on July 31, 2009, 7:18 pm, by , under
Credit.
James M asked: about a year ago i opened a secured card. i gave the bank $400 and they gave me a card with a $400 limit. I have had perfect history with it, never overdrawn and i always pay the whole balance off within a month. after 10 months they refunded my $400 so [...]
Tags:
10 Months,
Car Credit,
Cards,
Credit Card,
Credit Help,
Credit Score,
Fix My Credit,
High Interest Rate,
Mail,
Secured Card,
Slump 5 Comments |
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Posted on July 25, 2009, 12:21 am, by , under
Credit.
Maurice R asked: Ok, I had a credit card once and i missed a few payments. HOWEVER, i paid it off. It still shows up on my credit report..how can i clean this up? now when i apply for a card anywhere i get turned down. How do i fix this?Kathleen
Posted on July 22, 2009, 5:16 am, by , under
Credit.
SlevinKelvera asked: When we first got our home we had to put all four memebers of our family (Parents, me and my sis) on the mortgage. But now we have a chance to refinance our home at a lower fixed rate. I was wondering if my credit score will be affected if I got my [...]
Posted on July 18, 2009, 2:14 pm, by , under
Credit.
David Pit asked: A credit rating is a numerical depiction of your ability to payback debts, based on your financial history. This can often be the single most powerful three digit number affecting multiple facets of your life. Your FICO rating (Fair Isaacs Corporation) is oftentimes considered by most sleuths as the accurate portrayal of [...]
Tags:
Accurate Portrayal,
Average Joe,
Bad Credit Rating,
Credit Reporting Agencies,
Credit Score,
Depiction,
Fair Isaacs,
Financial Behavior,
Financial History,
Irresponsibility,
Personal Loans,
Sleuths,
Statistical Method,
Three Credit Reporting Agencies,
Transunion Comments Off |
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Posted on July 15, 2009, 11:09 am, by , under
Credit.
Emmy Y asked: I recently checked my credit score online and it went from good to low because my credit score was merged with my sister’s. Her medical bills, her credit cards, and her school loans are now in my credit report. I stopped by at the social security office thinking maybe our social security [...]
Posted on July 12, 2009, 11:45 am, by , under
Credit.
Viki asked: I’m pretty sure that right now my credit score is being negatively affected by my debt-to-available-credit ratio, since I have almost maxed out my main credit card. However, I can fix that right now, and pay off almost the whole thing in one fell swoop with some cash I’ve saved up (it’s kind [...]
Tags:
American Express,
Attempt,
College Students,
Credit Ratio,
Credit Report,
Debt Ratio,
Doubts,
Net Worth,
Payment History,
Reason,
Retail Credit Card,
Retail Credit Cards,
Rich Person,
Shan,
Swoop 6 Comments |
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Posted on July 11, 2009, 11:48 am, by , under
Finance.
David Pit asked: A popular joke among people with a less than perfect credit score is that Santa Claus, the tooth fairy and a man with a credit score above 800 were walking on the road and as they were strolling they chanced upon a $100 bill. But nobody picked it up; why you wonder? [...]
Tags:
Belief,
Common Sense,
Credit Bureau,
Credit History,
Credit Rating,
Fico Score,
Flawless Credit,
Identity Theft,
Instances,
Joke,
Minimum Balance,
Poor Credit Score,
Sense Steps,
Time Don,
Walking On The Road Comments Off |
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Posted on July 8, 2009, 4:41 pm, by , under
Credit.
Mike asked: me and my wife are wanting to get a house, my credit score isnt very good (560) but hers is like 720. How do banks figure out how to handle a mortgage when the husband and wifes credit score are so different? i have been working to fix mine but we are wanting [...]