I am 23 with a credit score of 450 I am so depress ?
CatSoCool asked: I got my first credit card at 17 then another one after that…I was young and reckless with money and didn’t understand back then…that was back in 2003/04 then in 2006 I got another credit card I tryed to start back to build credit but I lost my job and started school and [...]