Archive for June 2009

7 Tips to Repair Your Credit Score Fast

Xylene Belita asked: Do you think you need to repair your credit score fast? Does your credit report have some negatives on it? Do you have poor credit record? Have you ever made a lot of loan applications and missed some payments in the past? Then these tips on how to repair your credit score [...]

I just started fixing up my credit report, my score is around 605 which i thought was good but i was mistaken,

Marsham asked: I just started fixing up my credit report, my score is around 605 which i thought was good but i was mistaken,what i am trying to figure out is how come when i finished paying off one collection account and it now shows paid in full my score went from 612 to 605, [...]

Improve Your Credit Score – 5 Myths Put to Rest

Daniel Lynch asked: Most of us have a moment where we stop and wonder, “What can I do to improve my credit score?” It’s an excellent question, but it’s only half the issue. There are two parts to maintaining a good credit rating. They are the things you need to do and the things you [...]

how long to Fix my wife’s credit?

jonchorizo asked: I just found out my wife’s credit score is in the mid 400′s, if we pay off all of her debt and continue paying her credit card on time and her car payment. How long before it is in the 600′s or what can i do to get it there?Corey

Credit Score/FICO Report – 5 Steps To Improvement

Jed Jones asked: Your credit score/FICO report can determine your eligibility for loans, what interest rate you pay for loans, and even whether you get a job to which you are applying. With every incentive to improve your score and nothing to lose, it should be a priority step in getting your financial life on [...]

I need to know when my credit score will improve after aying off 3 bad items on my credit?

Mark asked: I curently have a Transunion score of 596 experian score of 530 and a equifax score of 579. i’m looking o get a loan for 24,000. and i’m trading my 2005 dodge stratus in and i’m 3500.00 upside down in it. my bank has told me my score needs to be a 670 [...]

I am 23 with a credit score of 450 I am so depress ?

CatSoCool asked: I got my first credit card at 17 then another one after that…I was young and reckless with money and didn’t understand back then…that was back in 2003/04 then in 2006 I got another credit card I tryed to start back to build credit but I lost my job and started school and [...]

My credit score is 631.is that?

FromTheTop asked: bad? Can you tell me a little about where I’m standing? Also, there were 1 or 2 things on my credit report that were incorrect. There is a bad mark on my Mortgage payment that is/was a mistake. Once that is fixed, how much will that change my credit score? Last question, my [...]